Privacy Policy

Chickadee Insurance

Effective Date: October 22, 2026

At Chickadee Insurance, we value your trust and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect information provided through our website, insurance services, and communications, including text messaging (SMS).

1. Information We Collect

Chickadee Insurance may collect personal information necessary to provide insurance quotes, policy services, and customer support, including:

  • Name, address, email address, and telephone number

  • Information necessary to obtain insurance quotes and service insurance policies

  • Insurance policy details and coverage information

  • Information voluntarily submitted through website forms, email, telephone, or text messaging

  • Communication preferences, including SMS messaging consent

We collect only information reasonably necessary to conduct our insurance business and provide requested services.

2. How We Use Your Information

Information collected by Chickadee Insurance may be used to:

  • Provide insurance quotes and coverage comparisons

  • Process insurance applications and service existing policies

  • Communicate regarding policy renewals, payments, coverage changes, and other insurance-related matters

  • Respond to customer questions and service requests

  • Send text messages when appropriate consent has been obtained

  • Comply with applicable insurance regulations and legal obligations

3. SMS Text Messaging, EZLynx, and Consent

Chickadee Insurance utilizes EZLynx, an insurance Agency Management System, to manage customer information and facilitate text messaging communications.

SMS messages may include insurance quote updates, policy information, renewal reminders, documentation requests, appointment reminders, and other insurance-related customer service communications.

Mobile Information and SMS Consent Protection

Chickadee Insurance respects your privacy and is committed to protecting your personal information.

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All text messaging originator opt-in data and consent are excluded from any information-sharing arrangements with third parties or affiliates for marketing or promotional purposes.

Chickadee Insurance does not sell, rent, purchase, trade, or distribute mobile phone numbers, SMS subscriber lists, messaging consent records, or opt-in information for marketing or promotional purposes.

EZLynx and its authorized messaging service providers may process mobile information as necessary to deliver text messages, maintain communication records, and support authorized agency communications. Such processing does not authorize these providers to use messaging consent information for their own marketing or promotional purposes.

SMS Messaging Terms

  • Message frequency varies based on customer needs and insurance-related communications.

  • Message and data rates may apply.

  • Reply STOP at any time to opt out of text messages.

  • Reply HELP for assistance or contact Chickadee Insurance at (352) 437-7482.

  • Consent to receive text messages is voluntary and is not a condition of purchasing insurance or receiving an insurance quote.

  • Mobile carriers are not liable for delayed or undelivered messages.

Chickadee Insurance honors SMS opt-out requests and respects customer communication preferences.

4. SMS Opt-Out and Messaging Preferences

If you have consented to receive text messages from Chickadee Insurance, you may withdraw your consent at any time.

  • Opt Out: Reply STOP to any text message to discontinue SMS communications.

  • Help: Reply HELP for assistance.

  • Message Frequency: Message frequency varies depending on your insurance needs and communications with our agency.

  • Message and Data Rates: Standard message and data rates may apply.

You may also contact Chickadee Insurance directly to update your communication preferences.

5. Information Sharing

Chickadee Insurance does not sell your personal information.

We may share information when reasonably necessary to provide insurance services, including with insurance carriers, underwriting organizations, authorized service providers, or regulatory authorities.

Any sharing of personal information is limited to legitimate insurance business purposes, authorized service activities, or legal requirements.

SMS opt-in consent information is excluded from sharing for third-party marketing and promotional purposes.

6. Data Security

We take reasonable administrative, technical, and organizational precautions to protect personal information from unauthorized access, disclosure, alteration, or misuse.

Personal information may be maintained in secure insurance agency management systems and other authorized business platforms.

Although we take reasonable measures to protect your information, no electronic transmission or storage system can be guaranteed to be completely secure.

7. Cookies and Website Information

Our website may use cookies or similar technologies to support website functionality, improve user experience, and understand website traffic.

Information collected through these technologies is handled in accordance with this Privacy Policy.

8. Your Privacy Rights

You may contact Chickadee Insurance to:

  • Request information about the personal information we maintain

  • Request corrections to inaccurate information

  • Update your communication preferences

  • Withdraw SMS messaging consent

  • Request deletion of eligible personal information, subject to applicable legal and insurance recordkeeping requirements

9. Changes to This Privacy Policy

Chickadee Insurance reserves the right to update this Privacy Policy to reflect changes in business practices, technology, or applicable laws.

Any updates will be posted on our website with a revised effective date.

10. Contact Information

If you have questions about this Privacy Policy or how your information is handled, please contact:

Chickadee Insurance

Email: summer@chickadeeinsurance.com

Phone: (352) 437-7482

Serving clients throughout Florida.

Watching Over Your Nest.